:root{--navy-950:#0a1930;--navy-900:#0d2145;--navy-800:#123061;--navy-700:#1a3f7a;--navy-100:#e8edf6;--gold-600:#b5892a;--gold-700:#7d5a0e;--gold-500:#c9973b;--gold-400:#dcae5c;--gold-100:#fbf1de;--ink:#16202e;--slate-600:#4a5568;--slate-500:#64748b;--slate-300:#cbd5e1;--slate-100:#f3f5f8;--white:#ffffff;--success:#1d7a4c;--font-sans:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;--container:1180px;--radius-sm:6px;--radius-md:12px;--radius-lg:20px;--shadow-sm:0 1px 3px rgba(10,25,48,.08);--shadow-md:0 8px 24px rgba(10,25,48,.12);--shadow-lg:0 20px 50px rgba(10,25,48,.18);--space-1:.5rem;--space-2:1rem;--space-3:1.5rem;--space-4:2rem;--space-5:3rem;--space-6:4.5rem;--space-7:6.5rem;}*,*::before,*::after{box-sizing:border-box;}*{margin:0;}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;}body{font-family:var(--font-sans);color:var(--ink);background:var(--white);line-height:1.6;font-size:16px;-webkit-font-smoothing:antialiased;}img,picture,svg{display:block;max-width:100%;}a{color:inherit;text-decoration:none;}ul,ol{list-style:none;padding:0;}button,input,textarea,select{font:inherit;color:inherit;}h1,h2,h3,h4{line-height:1.15;font-weight:800;letter-spacing:-0.01em;}:focus-visible{outline:3px solid var(--gold-500);outline-offset:2px;}.visually-hidden{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0;padding:0;margin:-1px;}.skip-link{position:absolute;left:-999px;top:0;background:var(--navy-900);color:#fff;padding:.75rem 1.25rem;z-index:200;border-radius:0 0 8px 0;}.skip-link:focus{left:0;}.container{width:100%;max-width:var(--container);margin-inline:auto;padding-inline:var(--space-2);}.section{padding-block:var(--space-6);}.section--tight{padding-block:var(--space-5);}.section--navy{background:var(--navy-900);color:var(--white);}.section--tint{background:var(--slate-100);}.grid{display:grid;gap:var(--space-3);}@media (min-width:720px){.grid-2{grid-template-columns:repeat(2,1fr);}.grid-3{grid-template-columns:repeat(3,1fr);}.grid-4{grid-template-columns:repeat(2,1fr);}}@media (min-width:980px){.grid-4{grid-template-columns:repeat(4,1fr);}}.eyebrow{display:inline-flex;align-items:center;gap:.5rem;font-size:.78rem;font-weight:700;letter-spacing:.09em;text-transform:uppercase;color:var(--eyebrow-fg,var(--gold-700));margin-bottom:var(--space-1);}.section-head{max-width:680px;margin-bottom:var(--space-4);}.section-head.center{margin-inline:auto;text-align:center;}h2.section-title{font-size:clamp(1.6rem,3.6vw,2.4rem);}.lede{color:var(--lede-fg,var(--slate-600));font-size:1.05rem;margin-top:var(--space-1);}.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;padding:.9rem 1.6rem;border-radius:var(--radius-sm);font-weight:700;font-size:.95rem;border:2px solid transparent;cursor:pointer;transition:transform .15s ease,box-shadow .15s ease,background .15s ease;min-height:48px;}.btn:hover{transform:translateY(-1px);}.btn-primary{background:var(--gold-500);color:var(--navy-950);box-shadow:var(--shadow-sm);}.btn-primary:hover{background:var(--gold-400);box-shadow:var(--shadow-md);}.btn-outline{background:transparent;color:var(--btn-outline-fg,var(--navy-900));border-color:var(--btn-outline-border,currentColor);}.btn-outline:hover,.btn-outline:focus-visible{background:var(--btn-outline-hover-bg,var(--navy-900));color:var(--btn-outline-hover-fg,#fff);border-color:var(--btn-outline-hover-bg,var(--navy-900));}.hero,.page-hero,.cta-band,.section--navy,.section--dark,.trust-strip,.site-footer{--btn-outline-fg:#ffffff;--btn-outline-border:rgba(255,255,255,.55);--btn-outline-hover-bg:#ffffff;--btn-outline-hover-fg:var(--navy-900);--eyebrow-fg:var(--gold-400);--lede-fg:#c6d2e8;--stars-fg:var(--gold-400);}.btn-light{background:#fff;color:var(--navy-900);}.btn-block{width:100%;}.btn-sm{padding:.6rem 1.1rem;font-size:.85rem;min-height:40px;}.site-header{position:sticky;top:0;z-index:100;border-bottom:1px solid var(--slate-300);}.site-header::before{content:"";position:absolute;inset:0;z-index:-1;background:rgba(255,255,255,.97);backdrop-filter:saturate(180%) blur(8px);}.header-inner{display:flex;align-items:center;justify-content:space-between;padding-block:.85rem;gap:var(--space-2);}.brand{display:flex;align-items:center;gap:.65rem;font-weight:800;font-size:1.05rem;color:var(--navy-950);}.brand-mark{width:42px;height:42px;border-radius:10px;flex-shrink:0;background:linear-gradient(145deg,var(--navy-800),var(--navy-950));display:flex;align-items:center;justify-content:center;color:var(--gold-400);font-weight:800;font-size:1.1rem;box-shadow:inset 0 0 0 1px rgba(220,174,92,.35);}.brand-text{display:flex;flex-direction:column;line-height:1.15;}.brand-text small{font-weight:600;font-size:.68rem;letter-spacing:.08em;text-transform:uppercase;color:var(--slate-500);}.nav-toggle{display:inline-flex;align-items:center;justify-content:center;width:44px;height:44px;border-radius:8px;border:1px solid var(--slate-300);background:#fff;cursor:pointer;}.nav-toggle span,.nav-toggle::before,.nav-toggle::after{content:"";display:block;width:20px;height:2px;background:var(--navy-950);position:relative;transition:transform .2s ease,opacity .2s ease;}.nav-toggle::before{transform:translateY(-6px);}.nav-toggle::after{transform:translateY(4px);}.nav-toggle[aria-expanded="true"] span{opacity:0;}.nav-toggle[aria-expanded="true"]::before{transform:translateY(0) rotate(45deg);}.nav-toggle[aria-expanded="true"]::after{transform:translateY(-2px) rotate(-45deg);}.main-nav{position:fixed;inset:0 0 0 30%;background:#fff;padding:5.5rem var(--space-3) var(--space-3);transform:translateX(100%);transition:transform .25s ease;overflow-y:auto;border-left:1px solid var(--slate-300);}.main-nav.is-open{transform:translateX(0);}.main-nav ul{display:flex;flex-direction:column;gap:.2rem;}.main-nav a{display:block;padding:.85rem .25rem;font-weight:600;font-size:1.05rem;border-bottom:1px solid var(--slate-100);}.main-nav a[aria-current="page"]{color:var(--gold-700);}.nav-cta{margin-top:var(--space-3);}.nav-scrim{position:fixed;inset:0;background:rgba(10,25,48,.45);opacity:0;pointer-events:none;transition:opacity .25s ease;z-index:90;}.nav-scrim.is-open{opacity:1;pointer-events:auto;}@media (min-width:960px){.nav-toggle{display:none;}.main-nav{position:static;inset:auto;transform:none;padding:0;border:0;overflow:visible;display:flex;align-items:center;gap:var(--space-4);background:transparent;}.main-nav ul{flex-direction:row;gap:var(--space-3);}.main-nav a{padding:.5rem .1rem;border:0;font-size:.95rem;position:relative;}.main-nav a[aria-current="page"]::after{content:"";position:absolute;left:0;right:0;bottom:-2px;height:2px;background:var(--gold-500);}.nav-cta{margin-top:0;}.nav-cta .btn-block{width:auto;white-space:nowrap;}.nav-scrim{display:none;}.header-inner{justify-content:space-between;}}.hero{position:relative;overflow:hidden;background:radial-gradient(1200px 600px at 85% -10%,#1c3f7d 0%,var(--navy-950) 55%),var(--navy-950);color:#fff;padding-block:var(--space-6) var(--space-7);}.hero::after{content:"";position:absolute;inset:auto -10% -30% auto;width:60%;aspect-ratio:1;background:radial-gradient(circle,rgba(201,151,59,.18),transparent 65%);pointer-events:none;}.hero-grid{display:grid;gap:var(--space-4);align-items:center;position:relative;}@media (min-width:900px){.hero-grid{grid-template-columns:1.1fr .9fr;gap:var(--space-5);}}.hero-badges{display:flex;flex-wrap:wrap;gap:.6rem;margin-top:var(--space-3);}.badge{display:inline-flex;align-items:center;gap:.4rem;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.18);padding:.45rem .85rem;border-radius:999px;font-size:.82rem;font-weight:600;}.badge svg{width:15px;height:15px;flex-shrink:0;color:var(--gold-400);}.hero h1{font-size:clamp(2rem,5vw,3.1rem);}.hero .lede{color:#cdd8ec;font-size:1.12rem;max-width:46ch;}.hero-ctas{display:flex;flex-wrap:wrap;gap:.8rem;margin-top:var(--space-4);}.hero-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:var(--space-2);margin-top:var(--space-5);border-top:1px solid rgba(255,255,255,.15);padding-top:var(--space-3);}.hero-stat b{display:block;font-size:1.6rem;color:var(--gold-400);}.hero-stat span{font-size:.82rem;color:#c6d2e8;}.hero-card{background:#fff;color:var(--ink);border-radius:var(--radius-lg);padding:var(--space-3);box-shadow:var(--shadow-lg);}.hero-card h2{font-size:1.25rem;margin-bottom:.25rem;}.hero-card p{color:var(--slate-600);font-size:.92rem;margin-bottom:var(--space-2);}.art{position:relative;border-radius:var(--radius-lg);overflow:hidden;aspect-ratio:4/3;display:flex;align-items:flex-end;box-shadow:var(--shadow-md);}.art-home{background:linear-gradient(160deg,#24457f,#0d2145 70%);}.art-buy{background:linear-gradient(160deg,#2c5a3f,#0d2145 70%);}.art-sell{background:linear-gradient(160deg,#7a4a1a,#0d2145 70%);}.art-invest{background:linear-gradient(160deg,#6d2c5e,#0d2145 70%);}.art-areas{background:linear-gradient(160deg,#1a5d6b,#0d2145 70%);}.art-people{background:linear-gradient(160deg,#3a3a6d,#0d2145 70%);}.art svg.art-icon{position:absolute;inset:0;margin:auto;width:38%;height:38%;color:rgba(255,255,255,.22);}.art-caption{position:relative;z-index:1;padding:var(--space-2);color:#fff;font-size:.78rem;font-weight:600;background:linear-gradient(0deg,rgba(0,0,0,.45),transparent);width:100%;letter-spacing:.02em;}.art--square{aspect-ratio:1/1;}.art--wide{aspect-ratio:16/9;}.card{background:#fff;border:1px solid var(--slate-300);border-radius:var(--radius-md);padding:var(--space-3);box-shadow:var(--shadow-sm);height:100%;}.card h3{font-size:1.1rem;margin-bottom:.5rem;}.card p{color:var(--slate-600);font-size:.95rem;}.card-icon{width:46px;height:46px;border-radius:10px;background:var(--navy-100);color:var(--navy-800);display:flex;align-items:center;justify-content:center;margin-bottom:var(--space-2);}.card-icon svg{width:24px;height:24px;}.card-link{display:inline-flex;align-items:center;gap:.35rem;margin-top:var(--space-2);font-weight:700;color:var(--navy-800);font-size:.9rem;}.service-card{display:flex;flex-direction:column;gap:var(--space-2);}.service-card ul{display:flex;flex-direction:column;gap:.45rem;}.service-card li{display:flex;gap:.55rem;font-size:.92rem;color:var(--slate-600);align-items:flex-start;}.service-card li svg{width:18px;height:18px;color:var(--success);flex-shrink:0;margin-top:.15rem;}.steps{counter-reset:step;display:grid;gap:var(--space-3);}@media (min-width:720px){.steps{grid-template-columns:repeat(4,1fr);}}.step{position:relative;padding-top:var(--space-2);}.step::before{counter-increment:step;content:counter(step);display:flex;align-items:center;justify-content:center;width:40px;height:40px;border-radius:50%;background:var(--navy-900);color:var(--gold-400);font-weight:800;margin-bottom:var(--space-2);}.step h3{font-size:1rem;margin-bottom:.3rem;}.step p{font-size:.9rem;color:var(--slate-600);}.trust-strip{background:var(--navy-950);color:#fff;padding-block:var(--space-3);}.trust-strip .container{display:flex;flex-wrap:wrap;gap:var(--space-4);align-items:center;justify-content:space-between;}.trust-item{display:flex;align-items:center;gap:.6rem;font-size:.88rem;font-weight:600;color:#d7e0f0;}.trust-item svg{width:20px;height:20px;color:var(--gold-400);flex-shrink:0;}.stars{color:var(--stars-fg,var(--gold-700));font-size:1rem;letter-spacing:.1em;}.review-card{background:#fff;border:1px solid var(--slate-300);border-radius:var(--radius-md);padding:var(--space-3);box-shadow:var(--shadow-sm);}.review-card .stars{display:block;margin-bottom:.6rem;}.review-tag{display:inline-flex;align-items:center;gap:.35rem;background:var(--gold-100);color:var(--gold-700);border:1px solid rgba(125,90,14,.22);border-radius:999px;padding:.3rem .75rem;font-size:.78rem;font-weight:700;margin:.2rem .3rem .2rem 0;}.rating-banner{display:flex;align-items:center;gap:var(--space-3);background:var(--navy-100);border-radius:var(--radius-lg);padding:var(--space-3);flex-wrap:wrap;}.rating-number{font-size:2.6rem;font-weight:800;color:var(--navy-900);line-height:1;}.area-chip{display:block;background:#fff;border:1px solid var(--slate-300);border-radius:var(--radius-sm);padding:.85rem 1rem;font-weight:700;font-size:.92rem;transition:border-color .15s ease,transform .15s ease;}.area-chip:hover{border-color:var(--gold-500);transform:translateY(-2px);}.faq-item{border-bottom:1px solid var(--slate-300);padding-block:var(--space-2);}.faq-item summary{cursor:pointer;font-weight:700;display:flex;justify-content:space-between;align-items:center;gap:1rem;list-style:none;font-size:1rem;}.faq-item summary::-webkit-details-marker{display:none;}.faq-item summary::after{content:"+";font-size:1.4rem;color:var(--gold-700);flex-shrink:0;}.faq-item[open] summary::after{content:"\2212";}.faq-item p{margin-top:.75rem;color:var(--slate-600);font-size:.95rem;}.cta-band{background-color:var(--navy-900);background-image:linear-gradient(120deg,var(--navy-900),var(--navy-950));color:#fff;border-radius:var(--radius-lg);padding:var(--space-5) var(--space-4);text-align:center;position:relative;overflow:hidden;}.cta-band h2{font-size:clamp(1.5rem,3.5vw,2.1rem);}.cta-band p{color:#c6d2e8;max-width:55ch;margin:var(--space-1) auto var(--space-3);}.cta-actions{display:flex;flex-wrap:wrap;gap:.8rem;justify-content:center;}.form-grid{display:grid;gap:var(--space-2);}@media (min-width:640px){.form-row-2{grid-template-columns:1fr 1fr;}}.field{display:flex;flex-direction:column;gap:.35rem;}.field label{font-size:.85rem;font-weight:700;color:var(--navy-900);}.section--navy .field label{color:#fff;}.field input,.field select,.field textarea{border:1.5px solid var(--slate-300);border-radius:var(--radius-sm);padding:.8rem .9rem;font-size:.95rem;background:#fff;color:var(--ink);width:100%;}.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--gold-500);}.field textarea{resize:vertical;min-height:110px;}.form-note{font-size:.8rem;color:var(--slate-500);}.section--navy .form-note{color:#a9b8d6;}.form-status{font-size:.9rem;font-weight:600;margin-top:var(--space-2);display:none;}.form-status.is-visible{display:block;}.form-status.success{color:var(--success);}.form-status.error{color:#b3261e;}.honeypot{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden;}.contact-card{background:#fff;border-radius:var(--radius-lg);box-shadow:var(--shadow-lg);padding:var(--space-4);}.site-footer{background:var(--navy-950);color:#c6d2e8;padding-block:var(--space-6) var(--space-3);}.footer-grid{display:grid;gap:var(--space-4);}@media (min-width:780px){.footer-grid{grid-template-columns:1.4fr 1fr 1fr 1fr;}}.footer-brand p{color:#a9b8d6;font-size:.92rem;margin-top:.75rem;max-width:32ch;}.footer-col h4{color:#fff;font-size:.85rem;letter-spacing:.06em;text-transform:uppercase;margin-bottom:var(--space-2);}.footer-col ul{display:flex;flex-direction:column;gap:.55rem;}.footer-col a{font-size:.92rem;color:#c6d2e8;}.footer-col a:hover{color:var(--gold-400);}.footer-social{display:flex;gap:.6rem;margin-top:var(--space-3);}.footer-social a{width:38px;height:38px;border-radius:8px;background:rgba(255,255,255,.06);display:flex;align-items:center;justify-content:center;border:1px solid rgba(255,255,255,.12);}.footer-social svg{width:18px;height:18px;}.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:var(--space-5);padding-top:var(--space-3);display:flex;flex-wrap:wrap;gap:var(--space-2);justify-content:space-between;font-size:.82rem;color:#8fa1c4;}.breadcrumbs{padding-block:var(--space-2);font-size:.85rem;color:var(--slate-500);}.breadcrumbs a{color:var(--navy-800);font-weight:600;}.breadcrumbs span[aria-hidden]{margin-inline:.4rem;}.page-hero{background:var(--navy-950);color:#fff;padding-block:var(--space-5);}.page-hero h1{font-size:clamp(1.8rem,4vw,2.6rem);}.page-hero .lede{max-width:60ch;}.mt-1{margin-top:var(--space-1)}.mt-2{margin-top:var(--space-2)}.mt-3{margin-top:var(--space-3)}.mt-4{margin-top:var(--space-4)}.mb-1{margin-bottom:var(--space-1)}.mb-2{margin-bottom:var(--space-2)}.mb-3{margin-bottom:var(--space-3)}.text-center{text-align:center}.flex{display:flex}.items-center{align-items:center}.gap-2{gap:var(--space-1)}.divider{height:1px;background:var(--slate-300);border:0;margin-block:var(--space-4);}.placeholder-note{border:1.5px dashed var(--slate-300);border-radius:var(--radius-sm);padding:.6rem .9rem;font-size:.78rem;color:var(--slate-600);margin-top:.6rem;}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto;}*{transition-duration:.001ms !important;animation-duration:.001ms !important;}}.nav-list{position:relative;}.main-nav .caret{width:14px;height:14px;flex-shrink:0;transition:transform .2s ease;}.main-nav .sub-toggle{display:flex;align-items:center;gap:.3rem;}.submenu{display:none;}.has-sub.is-open > .sub-toggle .caret{transform:rotate(180deg);}.has-sub.is-open > .submenu{display:block;}.submenu li a{padding-left:1rem;font-size:.95rem;font-weight:500;color:var(--slate-600);border-bottom:1px solid var(--slate-100);}.submenu li a[aria-current="page"]{color:var(--gold-600);font-weight:700;}@media (min-width:960px){.main-nav ul.nav-list > li{position:relative;}.main-nav ul.submenu{display:block;position:absolute;top:calc(100% + .55rem);left:-.75rem;min-width:268px;background:#fff;border:1px solid var(--slate-300);border-radius:var(--radius-md);box-shadow:var(--shadow-lg);padding:.4rem;flex-direction:column;gap:0;opacity:0;visibility:hidden;transform:translateY(-6px);transition:opacity .16s ease,transform .16s ease,visibility .16s;z-index:120;}.main-nav ul.submenu::before{content:"";position:absolute;top:-.6rem;left:0;right:0;height:.6rem;}.has-sub:hover > ul.submenu,.has-sub:focus-within > ul.submenu{opacity:1;visibility:visible;transform:translateY(0);}.nav-list > .has-sub:nth-last-child(2) > ul.submenu{left:auto;right:-.75rem;}.submenu li a{padding:.6rem .8rem;border:0;border-radius:var(--radius-sm);font-size:.9rem;white-space:nowrap;color:var(--ink);}.submenu li a:hover{background:var(--slate-100);color:var(--navy-800);}.submenu li a[aria-current="page"]::after{display:none;}.has-sub:hover > .sub-toggle .caret{transform:rotate(180deg);}}.hero--home{padding-block:var(--space-6) var(--space-4);}.hero--home .hero-grid{align-items:start;}.hero-copy h1{font-size:clamp(2rem,4.6vw,3rem);max-width:15ch;}.hero-media{position:absolute;inset:0;z-index:0;pointer-events:none;overflow:hidden;}.hero-photo{position:absolute;inset:0 0 0 30%;background:radial-gradient(circle at 70% 40%,rgba(255,255,255,.07),transparent 60%),linear-gradient(155deg,#29558f 0%,#16305c 45%,#0a1930 100%);display:flex;align-items:center;justify-content:center;-webkit-mask-image:linear-gradient(to right,transparent,#000 38%);mask-image:linear-gradient(to right,transparent,#000 38%);}.hero-photo svg{display:none;}.hero--home .hero-grid{position:relative;z-index:1;}@media (max-width:899px){.hero-photo{inset:0;-webkit-mask-image:none;mask-image:none;opacity:.55;}}@media (min-width:1180px){.hero--home .hero-grid{grid-template-columns:1.08fr .8fr;}}.hero-stats{grid-template-columns:repeat(2,1fr);}@media (min-width:720px){.hero-stats{grid-template-columns:repeat(4,1fr);}}.btn-lg{padding:1.05rem 1.9rem;font-size:1rem;min-height:54px;}.btn-ghost{background:rgba(255,255,255,.08);color:#fff;border-color:rgba(255,255,255,.28);backdrop-filter:blur(4px);}.btn-ghost:hover{background:rgba(255,255,255,.16);}.card.featured{border-color:var(--gold-500);box-shadow:0 10px 30px rgba(181,137,42,.16);position:relative;}.card-flag{position:absolute;top:-11px;left:var(--space-3);background:var(--gold-500);color:var(--navy-950);font-size:.7rem;font-weight:800;letter-spacing:.05em;text-transform:uppercase;padding:.25rem .65rem;border-radius:999px;}.strat-grid{display:grid;gap:.75rem;}@media (min-width:620px){.strat-grid{grid-template-columns:repeat(2,1fr);}}@media (min-width:980px){.strat-grid{grid-template-columns:repeat(3,1fr);}}.strat-card{display:flex;align-items:center;justify-content:space-between;gap:1rem;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);border-radius:var(--radius-md);padding:1.05rem 1.2rem;font-weight:700;font-size:.95rem;color:#fff;transition:background .15s ease,border-color .15s ease,transform .15s ease;}.strat-card:hover{background:rgba(255,255,255,.12);border-color:var(--gold-400);transform:translateY(-2px);}.strat-card svg{width:18px;height:18px;color:var(--gold-400);flex-shrink:0;}.strat-detail{display:flex;flex-direction:column;justify-content:space-between;gap:var(--space-2);}.strat-detail:hover{border-color:var(--gold-500);transform:translateY(-2px);}.strat-detail h3{font-size:1.05rem;}.pro-con{display:flex;flex-direction:column;gap:var(--space-2);}.pro-con li{display:flex;gap:.7rem;align-items:flex-start;}.pro-con svg{width:20px;height:20px;flex-shrink:0;margin-top:.15rem;}.pro-con b{display:block;font-size:.97rem;margin-bottom:.15rem;}.pro-con span{display:block;font-size:.92rem;color:var(--slate-600);line-height:1.55;}.pros svg{color:var(--success);}.cons svg{color:#b5651d;}.case-study{display:grid;gap:var(--space-3);background:#fff;border:1px solid var(--slate-300);border-radius:var(--radius-lg);padding:var(--space-4);box-shadow:var(--shadow-sm);}@media (min-width:820px){.case-study{grid-template-columns:1.6fr 1fr;align-items:center;}}.case-stats{display:grid;gap:var(--space-2);}.case-stats > div{background:var(--navy-100);border-radius:var(--radius-md);padding:var(--space-2);text-align:center;}.case-stats b{display:block;font-size:1.6rem;color:var(--navy-900);line-height:1.1;}.case-stats span{font-size:.78rem;color:var(--slate-600);font-weight:600;}.tag-cloud{display:flex;flex-wrap:wrap;gap:.4rem;}.calc{display:flex;flex-direction:column;}.calc-fields{display:grid;gap:var(--space-2);margin-bottom:var(--space-3);}@media (min-width:520px){.calc-fields{grid-template-columns:1fr 1fr;}}.calc-result{background:var(--navy-900);color:#fff;border-radius:var(--radius-md);padding:var(--space-3);text-align:center;margin-bottom:var(--space-2);}.calc-label{display:block;font-size:.78rem;text-transform:uppercase;letter-spacing:.07em;color:#a9b8d6;font-weight:700;}.calc-value{display:block;font-size:2.1rem;color:var(--gold-400);line-height:1.2;margin-block:.2rem;}.calc-value.negative{color:#ff9d8a;}.calc-sub{display:block;font-size:.84rem;color:#c6d2e8;}.section--navy .strat-card{color:#fff;}.section--navy .section-title,.section--navy h2{color:#fff;}.page-hero .hero-ctas{margin-top:var(--space-3);}@font-face{font-family:DM Serif Display;src:url('../fonts/dm-serif.woff2') format('woff2');font-display:swap;font-weight:400}@font-face{font-family:Inter;src:url('../fonts/inter.woff2') format('woff2');font-display:swap;font-weight:400}:root{--container:1200px;--font-sans:Inter,Arial,sans-serif;--radius-sm:12px;--radius-md:20px;--radius-lg:24px;--space-6:6rem;--space-7:7.5rem;--slate-100:#f5f4ef}h1,h2{font-family:'DM Serif Display',Georgia,serif;font-weight:400;letter-spacing:-.025em;line-height:1.12}h2.section-title{font-size:clamp(2rem,3.6vw,3.2rem)}h3{line-height:1.35}p{max-width:75ch}section{scroll-margin-top:100px}.container{padding-inline:28px}.grid{gap:28px}.eyebrow{letter-spacing:.17em;font-size:.7rem;margin-bottom:16px}.eyebrow:before{content:'';width:25px;height:1px;background:currentColor}.btn{font-size:.82rem;letter-spacing:.01em}.btn:hover{transform:translateY(-2px) scale(1.02)}.site-header{border-bottom:1px solid #ddd8cd}.site-header::before{background:#fffef9ee;backdrop-filter:blur(20px)}.header-inner{transition:padding .25s;padding-block:20px}.is-scrolled .header-inner{padding-block:12px}.brand-text{font-family:Georgia,serif;font-size:22px;font-weight:400}.brand-text small{font-family:var(--font-sans);font-size:8px;letter-spacing:.15em;margin-top:6px}.brand-mark{border-radius:50%;width:46px;height:46px;font-family:Georgia,serif;font-weight:400}.main-nav a{font-size:12px}.main-nav a[aria-current=page]{text-decoration:underline;text-underline-offset:8px}.hero--home{min-height:850px;padding-block:90px 34px;background:#0a1930}.hero--home:after{display:none}.hero-photo{opacity:1;background:linear-gradient(90deg,rgba(6,20,38,.89),rgba(6,20,38,.45)),url('../images/hero.webp') center/cover no-repeat;transform:none}.hero-copy h1{font-size:clamp(2.6rem,4.6vw,4.4rem);max-width:16ch}.hero .lede{font-size:15px;line-height:1.8;color:#e1e5eb;max-width:52ch}.hero--home .hero-grid{align-items:center;gap:64px}.hero-card{background:#fffef8f5;border:1px solid #ffffff90;backdrop-filter:blur(18px);padding:32px;box-shadow:0 25px 80px #0003;border-radius:24px}.hero-card h2{font-size:29px}.hero-card p{font-size:12px}.hero-badges .badge{background:transparent;border:0;padding:0;color:#fff;font-size:11px}.hero-ctas{gap:12px;margin-top:28px}.hero-stats{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.hero-stat b{font-family:Georgia,serif;font-weight:400;font-size:28px}.hero-stat span{font-size:10px}.image-credit{font-size:10px;color:#e2e6ec;margin-top:26px}.trust-strip{padding-block:22px;border-top:1px solid #ffffff20}.trust-item{font-size:11px;font-weight:400}.card,.review-card,.strat-detail{border:1px solid #e0e2e4;box-shadow:none;padding:32px;transition:transform .25s,box-shadow .25s}.card:hover,.review-card:hover,.strat-detail:hover{transform:translateY(-4px);box-shadow:0 18px 45px #0a19300d}.card-icon{background:#f4ebda;color:#795818;border-radius:50%;width:50px;height:50px}.card h3{font-size:20px}.section--navy{background:#0a1930}.strat-card{padding:24px;border-radius:16px;min-height:88px;background:linear-gradient(135deg,#18314a,#0c2039);font-size:14px}.art{overflow:hidden;border-radius:24px;background:#d7d3cb}.art picture,.art img{width:100%;height:100%;object-fit:cover;position:absolute;inset:0}.art-caption{font-size:10px;background:#0a1930c9;color:white;padding:8px 14px;left:16px;bottom:16px;right:auto;border-radius:30px}.agent-monogram{background:linear-gradient(140deg,#122c46,#0a1930);min-height:420px;display:flex;align-items:center;justify-content:center;flex-direction:column;color:#dcae5c}.agent-monogram b{font:100px Georgia,serif;border:1px solid #c9973b80;border-radius:50%;width:200px;height:200px;display:grid;place-items:center;font-weight:400}.agent-monogram span{font-size:12px;text-transform:uppercase;letter-spacing:.18em;margin-top:28px}.page-hero{padding:40px 0 70px;background:radial-gradient(ellipse at right top,#25415a,#0a1930 65%)}.page-hero h1{font-size:clamp(2.7rem,5vw,4.6rem);max-width:21ch}.page-hero .lede{font-size:17px}.breadcrumbs{font-size:11px;margin-bottom:28px}.page-hero .breadcrumbs{color:#d5deeb}.page-hero .breadcrumbs a{color:white}.section-head{margin-bottom:40px;max-width:730px}.section-head.center p{margin-inline:auto}.rating-banner{background:#f5f4ef;border-radius:22px;padding:32px;gap:25px}.rating-number{font-family:Georgia,serif;font-weight:400;font-size:60px}.review-card{position:relative;padding-top:38px}.review-card p{font-size:14px}.step:before{font:42px Georgia,serif;background:none;color:#89621b;width:auto;height:auto;margin-bottom:20px}.area-chip{border-radius:12px;padding:18px 22px;background:white}.cta-band{padding:60px 32px;background:radial-gradient(ellipse at top right,#28415a,#0a1930 70%);border-radius:24px}.cta-band h2{font-size:clamp(2rem,4vw,3.5rem)}.faq-item{padding-block:25px}.faq-item summary{font-size:16px}.calc-result{border-radius:16px;padding:26px}.calc-value{font-family:Georgia,serif;font-size:44px}.field input,.field select,.field textarea{border-radius:10px;background:#fff;min-height:48px}.site-footer{background:#081629}.site-footer p{font-size:12px}.footer-bottom{font-size:11px}.newsletter{display:grid;grid-template-columns:1fr 1fr;gap:50px;padding-bottom:55px;margin-bottom:55px;border-bottom:1px solid #ffffff25}.newsletter h2{color:white;font-size:36px}.newsletter .field label{color:white}.newsletter-row{display:flex;gap:10px;align-items:end}.newsletter-row .field{flex:1}.newsletter .form-status{color:#fff}.float-consult{display:none}.back-top{position:fixed;right:20px;bottom:22px;border:1px solid #c9973b;background:#0a1930;color:white;width:44px;height:44px;border-radius:50%;z-index:80;cursor:pointer}.reveal{animation:appear .7s ease both}@keyframes appear{from{opacity:.3;transform:translateY(16px)}to{opacity:1;transform:none}}.editorial-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.editorial-grid article{border-top:1px solid #b9bdc4;padding-top:22px}.editorial-grid h3{margin:10px 0}.resource-link{color:#76510c;text-decoration:underline;text-underline-offset:4px}.notice{background:#fbf1de;padding:20px;border-radius:12px;font-size:13px;color:#45391f}.valuation{display:flex;gap:12px;margin-top:24px}.valuation input{flex:1;min-width:0;padding:14px;border:1px solid #bbc3cc;border-radius:10px}.calc input:invalid{border-color:#b3261e}.image-frame{aspect-ratio:3/2;border-radius:20px;overflow:hidden}.image-frame img{width:100%;height:100%;object-fit:cover}img{transition:opacity .4s}img[loading=lazy]{background:#d7d3cb}.main-nav .submenu a{white-space:normal}.mobile-consult{display:none}@media(min-width:960px){.hero-grid{grid-template-columns:1.4fr 1fr}.main-nav .submenu{width:320px;padding:16px;border-radius:16px;border:1px solid #e7e0d5;box-shadow:0 20px 60px #0a193026}.has-sub:focus-within>.submenu{display:block}.hero-stats{grid-column:1/-1}.main-nav .nav-list{gap:1px}.main-nav a{padding-inline:9px}}@media(min-width:1180px){.main-nav a{padding-inline:12px}}@media(max-width:959px){.hero--home{padding-top:55px}.hero--home .hero-grid{gap:36px}.hero-copy h1{max-width:20ch}.hero-card{max-width:600px;width:100%}.main-nav{width:100%;max-width:none;top:86px;height:calc(100dvh - 86px);padding:26px}.main-nav a{font-size:16px;min-height:44px}.main-nav .submenu{width:100%}.nav-toggle{z-index:102}.header-inner{padding-block:14px}.newsletter{grid-template-columns:1fr;gap:24px}.mobile-consult{display:inline-flex;margin-left:auto;font-size:10px;padding:9px;min-height:40px}.nav-toggle{flex-shrink:0}.editorial-grid{grid-template-columns:1fr}.hero-stats{max-width:600px}.float-consult{display:block;position:fixed;bottom:20px;left:20px;background:#c9973b;color:#0a1930;border-radius:50px;padding:13px 19px;font-size:12px;font-weight:700;z-index:80;box-shadow:0 6px 20px #0003}}@media(max-width:639px){:root{--space-6:4rem}.container{padding-inline:22px}.brand-text{font-size:17px}.brand-text small{font-size:7px}.brand-mark{width:36px;height:36px}.header-inner{gap:10px}.hero-card{padding:24px}.hero-copy h1{font-size:43px}.hero-stats{grid-template-columns:repeat(2,1fr)}.hero .lede{font-size:14px}.hero-photo{background-position:60% center}.hero-ctas .btn{width:100%}.rating-banner{align-items:flex-start}.newsletter-row,.valuation{flex-direction:column;align-items:stretch}.newsletter-row .field{width:100%}.site-footer{padding-bottom:100px}.section{overflow-wrap:break-word}.grid>*{min-width:0}.page-hero h1{font-size:40px}.art{min-height:300px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation:none!important;transition:none!important;scroll-behavior:auto!important}.reveal{opacity:1;transform:none}}@media print{.site-header,.site-footer,.float-consult,.back-top,.hero-card,.newsletter{display:none!important}.section,.page-hero,.hero{padding:20px 0;background:white!important;color:#16202e!important}.hero-photo{display:none}.hero{min-height:0}.lede,p{color:#16202e!important}a{text-decoration:underline}.card,.case-study{break-inside:avoid}}.hero-photo{inset:0;-webkit-mask-image:none;mask-image:none;background-image:linear-gradient(90deg,rgba(6,20,38,.89),rgba(6,20,38,.45)),url('../images/hero.jpg');background-image:linear-gradient(90deg,rgba(6,20,38,.89),rgba(6,20,38,.45)),image-set(url('../images/hero.webp') type('image/webp'),url('../images/hero.jpg') type('image/jpeg'))}@media(max-width:959px){.main-nav{left:0;right:0;visibility:hidden}.main-nav.is-open{visibility:visible}.main-nav ul.submenu{display:none}.main-nav .has-sub.is-open>ul.submenu{display:block}}@media(min-width:960px){.main-nav{gap:14px}.main-nav ul.nav-list{gap:2px}.main-nav ul.submenu{width:320px}.main-nav .nav-cta a{padding:13px;font-size:11px}.brand{flex-shrink:0}}@media(min-width:960px) and (max-width:1179px){.brand-text{font-size:18px}.main-nav a{padding-inline:7px;font-size:11px}.header-inner{gap:12px}.main-nav{gap:8px}}.art{width:100%;min-width:0;max-width:100%}.art-caption{width:auto;max-width:calc(100% - 32px)}@media(max-width:639px){.art{aspect-ratio:auto;min-height:300px}.agent-monogram{min-height:350px}}.site-footer .form-note{color:#b5c3d7}.footer-col h3{color:#fff;font-size:.85rem;letter-spacing:.06em;text-transform:uppercase;margin-bottom:var(--space-2)}.hero-photo{background:none}.hero-photo:after{content:'';position:absolute;inset:0;background:linear-gradient(90deg,rgba(6,20,38,.89),rgba(6,20,38,.4));pointer-events:none}.hero-photo picture,.hero-photo img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}.hero-photo img{object-position:60% center}
/* muse-table-rules: keep content tables inside the container and readable */
table{width:100%;border-collapse:collapse;margin:1rem 0;}
th,td{border:1px solid #c9ced6;padding:.55rem;text-align:left;vertical-align:top;}
thead th{background:#eef1f5;}
@media (max-width:768px){th,td{padding:.4rem;font-size:.93rem;}}

/* v6-nav-grouping: grouped submenu headings + scrollable long submenus (2026-10-27) */
.main-nav .submenu-heading span{display:block;padding:.55rem .8rem .15rem;font-size:.68rem;font-weight:800;letter-spacing:.09em;text-transform:uppercase;color:var(--gold-700);}
@media (max-width:959px){.main-nav .submenu-heading span{padding-left:1rem;}}
@media (min-width:960px){.main-nav ul.submenu{max-height:78vh;overflow-y:auto;}}

/* v6.1 floating call button — bottom-right on every page (replaces navbar Call + Book a Consult) */
.float-call{position:fixed;right:20px;bottom:78px;width:54px;height:54px;border-radius:50%;background:var(--gold-500,#c9973b);color:#0a1930;display:flex;align-items:center;justify-content:center;box-shadow:0 10px 26px rgba(10,25,48,.35);z-index:85;border:2px solid #fff;text-decoration:none}
.float-call svg{width:26px;height:26px;flex-shrink:0}
.float-call:hover{transform:translateY(-2px)}
@media (max-width:639px){.float-call{right:16px;bottom:80px;width:52px;height:52px}.back-top{right:16px}}
@media print{.float-call{display:none!important}}

/* v6.1 mobile tables: smaller type + tighter cells so wide tables fit phone screens */
@media (max-width:720px){table{font-size:.82rem}th,td{padding:.45rem .5rem!important;word-break:break-word}}

/* v6.2 navbar CTA: keep "Book a Free Consultation" on one line, tighter on medium screens */
.main-nav .nav-cta a{white-space:nowrap}
@media (min-width:960px) and (max-width:1279px){.main-nav .nav-cta a{padding-inline:9px;font-size:11px}}